Fast Working Capital For Businesses. All industries – No Collateral! $10K-$500K

Instant Pre-Approval On $10,000-$5,000,000


Businesses with strong performance, even owners with poor credit histories can be approved.


You’ll receive an answer on your application from us within 24 hours and funds are deposited the same day in most cases. Banks require 4-6 weeks on average.


Only a simple application & 4 months of bank and/or credit card statements are needed no business plans required!


For clients in good standing, the renewal process can be handled in 2-3 hours.


We only look at the health of your business and no personal collateral is needed.


Pay back your funds with small daily payments unlike the large monthly payments required by banks.

Easy Application

Our easy application process only takes 3 minutes and can be done online.

Receive an Offer

You will receive an offer within 24 hours after we receive your documentation.

Accept Your Loan

After accepting your loan, a loan specialist will assist you in understanding your options.

Receive Funds

With minimal documents, funds in your account the same day you accept!

GoKapital Makes It Easy to Apply

Whether you’ve been in business for years or are just starting out, running a successful company requires capital. Not only can we help you find the right loan for your business, but we will also guide you throughout the entire process and review all parts of the application with you in order to quickly secure capital. Our lending network is made up of many financial institutions that focus on providing small business loans, which include:


 SBA loans: Equipment Financing   |    Microloans: Asset-Based Loans   |   Acquisition Loans: Franchise Loans and more

Small Business Administration Loans

The Small Business Administration (SBA) offers a variety of loan programs to small businesses. The SBA doesn’t disburse loans directly; rather it provides lenders with a Federal guarantee for a defined maximum and minimum amount. Because of this, the terms of an SBA loan will vary based on lender-specific guidelines.

For the most part, these loans have lower down payments and longer terms. One of the most popular programs is the SBA 7(a) loan, which was established to assist existing small businesses and start-ups obtain financing for various general business purposes.

The most common uses of loans under this program include working capital, machinery and equipment, and commercial real estate.

Franchise Loans

For aspiring entrepreneurs, buying an existing franchise has many advantages versus starting a new business from the ground up. Lenders are also more willing to approve a loan for an existing company with a proven track record, than for a new business. Having a strong business plan, liquid assets, and good credit history will increase your chances of getting approved for a franchise loan.

Commercial banks, alternative financing companies, and the SBA offer funding programs for the purchases of franchises. When reviewing a loan application, they’ll analyze the financial stability, business model, and overall financial performance of the parent company.

For this reason, it’s important to do your research before applying for a franchise loan. Most successful franchises will have an established history of profitability, effective internal management systems, and a strong demand from a large target market.


Small Business Loan Requirements

  • The business must be active at least 4 months
  • Monthly income of $10,000 or more (reflected in business bank statements)